There are basically 2 service plans (namely (a), PayDollar e-Commerce (for master account), (b) PayDollar Premier (for direct merchant account).
We accept applications from any businesses, organizations and charitable bodies registered in Indonesia.
We offer an one-stop and total payment acceptance solution, in which we process multi-lingual, multi-currency and multi-channel payment transactions as well as funds settlement. Apart from the comprehensive ranges of tools on user administration, void and refund and transaction reporting, in addition, we provide a wide range of valueadd processing and security features including payment link, payment booth, payverify, payalert and lately the 3D security protection.
Our e-Commerce payment acceptance service is comprehensive, secure, easy-to-implement, convenient, efficient and economical. Here are just a few benefits for PayDollar merchants:
Click here to view our service demonstration.
PayDollar merchants may accept world-wide credit card (VISA / MasterCard,American Express Card, JCB, Diners Club, China UnionPay, AliPay, PPS and PayPal) payments.
Yes, PayDollar e-commerce merchants can accept VISA / MasterCard,American Express Card, JCB, Diners Club, China UnionPay, PPS and PayPal payments from around the world.
Currently, PayDollar e-commerce merchants can accept payments in AUD, BND, CNY, EUR, HKD, IDR, JPY, KRW, MOP, MYR, NZD, PHP, THB, GBP, USD and many more, and range of currencies of Asian countries. Holders of overseas credit cards may also shop at the site, and we settle the transactions in merchant registered currency. The issuing banks of such credit cards convert the payments into their respective currencies and charge the cardholders with such amounts.
There are only few standard chargeable items for a merchant. There is an one-off set-up charge, a small monthly service charge and transaction commission based on the payments received and a chargeback handling fee, but no other hidden charges. For details, please contact us at .
For PayDollar e-Commerce plan merchants, there is no addition fee charged by any party other than PayDollar. For PayDollar Premier plan merchants, the selected bank may levy its charges to the merchant. Please note that there may from time to time be contingent charges (e.g. refund processing charge), which may be collected by PayDollar or our partner bank.
No, merchants may choose to accept payments from any of your customers, by VISA / MasterCard,American Express Card, JCB, Diners Club, China UnionPay, PPS and PayPal.
We strongly recommend that, in order to operate e-commerce activities, web sites should have online catalogues that front their payment facilitates, which are known as shopping carts. Our payment services require possession of a shopping cart on the merchant side. (Please refer to our Technical FAQ session for other shopping cart related questions.). And, we are also pleased to offer our easy-to-setup and cost-effective shopping cart service to address your needs.
Yes, in order to implement our services, a PayDollar e-Commerce merchant has to own and run a web site. However, at the moment you apply for our services, you don't need to have a running web site. You may contact us when you have the site ready for publishing, or you may choose to apply for our services and at the same your site is being developed.
All PayDollar e-Commerce merchants must have their own web sites.
Normally it takes about 10-14 working days for an application to be approved, depending on the business nature and background, provided that the applicant has provided all necessary information and documents.
Normally, it takes about 1-3 working days to complete the implementation, given the merchant's web site meets our technical requirements. The extent of work largely depends on the complexity of your online application.
Yes, we serve sole proprietors, partnerships, limited companies as well as registered non-profit-making organizations. Other business set-ups are also welcome as long as they have proper business registrations.
Yes, each PayDollar e-Commerce payment services merchant account is offered for use at only ONE web site. Merchants should apply for an account for each of the sites they operate.
We have a valueadd Scheduled Payment solution service "PayDollar SchedulePay" to merchants. Please contact us for detail information.
Click here to request for a list of products and services that is not covered by PayDollar e-Commerce payment acceptance services.
Click here to see how you obtain maximum protection in using our payment services, along our 3D security protection supported by our allied banks.
We do not require merchants to install secure server facilities as long as the information passed from merchants to us does NOT contain sensitive information (in fact, customers have to enter information such as credit card number, only in our secure payment page). Meanwhile, merchants are suggested to enhance security levels of their web sites to provide maximum protection to their customers. And, via our partner Digi-sign, we are pleased to offer cost-effective SSL certificate product when needed.
AsiaPay achieved PCIDSS compliant, demonstrating our ability and commitment to provide comprehensive yet secure payment processing facilities meeting the international security standard. All sensitive information in our database is encrypted and protected behind a firewall system. Besides, at the browser level, 128 bit SSL is used.
Basically our payment services are independent of the e-commerce software you are using, as long as it provide the necessary parameters for us to process transactions.For merchant who is using MIVA Merchant or OS Commerce, PayDollar provides a related API or scripts for merchant to connect our payment service platform. Merchant can also develop their own API to serve this purpose, and PayDollar provides payment module of osCommerce and Zen-Cart to enable merchant integrate with PayDollar Payment page from the open source shopping cart.
A shopping cart is a program installed in your web site that enables your customers to view and buy products online. Its service flow resembles that of shopping at a supermarket: place products from a shelf into a basket, and then proceed to checkout to pay for the items purchased.
A payment gateway is a software program that is embedded into a merchant's web site for transmitting transaction data to the credit card acquirer, payment service provider or bank for both authorization and settlement purposes.
No. There are many factors that could affect the speed of a web site, like the power of the host server, quantity and size of images in the site, search methods and so on.
When a customer places an order at PayDollar merchant's web site and selects the payment method, the customer will be redirected to our secure payment page for payment processing. All necessary parameters (e.g. transaction amount, order reference number, customer name) will be carried forward to the secure payment page at the same time. When the payment is processed, the results (either successful or failed) will be shown to the customer in another web page. Such information will also be fed to the designated web page of the merchant. for more sophisticated post-payment processing.
In general, we do not handle information other than the parameters necessary for transaction processing. Parameters such as items purchased, model numbers, quantities, shipment addresses and so on, do not fall into this category. Basically merchants may refer to shopping carts for such information. Meanwhile, bundled services will be available to meet specific business needs.
Please email us at email@example.com.
Basically we accept payments of any amount. We also handle special business needs of merchants on a case-by-case basis.
When a customer pays with a credit card, details of the payment is passed to the bank for processing, which is completed in seconds. The result appears on the customer's web browser, and is passed to the merchant's site. Furthermore, the merchant may log in the PayDollar Merchant Administration site any time to view the status of the payment and access hosts of other functions such as real-time void, refund,¡Ketc.. In any case, a summary of the payment is sent to the customer by email upon payment confirmation.
PayDollar merchants may log in PayDollar Merchant Administration site any time, and access various online reporting tools to track the credit card payment transactions and even download the report for accounting purpose. Please click here for a live demonstration of the merchant administration interface.
Each PayDollar merchants is entitled to accept payments from customers up to predetermined daily, monthly and per-transaction limits, which are different between merchants. Such limits are subject to adjustments according to business volumes, chargeback records and so on.
The availability of refund service depends on the service plan.
In any case, we monitor refund activity of merchants very closely. We are particularly concerned with excessive refunds since such may mean unsatisfactory service level (like late delivery or stock shortage).
A chargeback is the forced reversal of a transaction by the credit card issuing bank. Chargebacks take place when we receive notification from our partner bank that the cardholder's card issuing bank has received a dispute notice from the cardholder, whose card had been charged by our merchants. In certain cases defence is possible (e.g. order denial while delivery is completed indeed), given merchants are able to provide adequate evidence. Sometimes (for example, fraudulent card usage) a chargeback is made immediately. Please note that excessive chargebacks may result in service terms revision, service suspension or even termination.
The purpose of which is to prepare and maintain a sum for contingent chargeback requests. The rolling reserve is usually a percentage of monthly transactions (which ranges from 10% to 40%), which will be released to merchant after a short period of time (usually 60 days).
An effective way of minimizing losses due to fraudulence is to encourage customers to register as PayDollar members. All bank accounts and credit cards of our members are authenticated, meaning that they are virtually "genuine" customers.
The name of the merchant will appear on the credit card statement.
Merchant received payment by transfered. Normally PayDollar e-Commerce merchants receive payments (less transaction commission) twice a month (on the 1st and 16th day of each month, to reimburse payments received between the 1st and 15th of the previous month, and that between the 16th and the end of the previous month respectively).
We do not deduct setup fees, monthly fees or marketing expenses from received payments of merchants. Such charges are billed to merchants separately. On the other hand, transaction commission, refund and chargebacks (if any) will be deducted from received payments before reimbursement.
These are a security feature instituted by VISA International, MasterCard International and JCB International to protect online and mobile purchasing. It enhances the existing credit card with an additional personal password to be used to authenticate a genuine cardholder purchasing online. When a credit cardholder of these shops online, he/she will be required to enter the password in the same way as entering a PIN at an ATM. That means only the cardholder can use that card. For details, please visit Visa International, VISA International web site.
Yes. According to these card organizations, merchant whose engages in business accepting online or mobile credit card payment have to join these over time. As PayDollar merchants, we are pleased to offer this protection service FREE.
For those merchants who join PayDollar eCommerce plan, these features will be bundled without additional charge. For PayDollar eCommerce Premier plan, merchants have to arrange a license from the acquiring bank.
Please refer to VISA International for details. Please click here.
For those merchants who join PayDollar eCommerce Standard plan, there is no need for them to modify their web site. For PayDollar eCommerce Premier plan, the merchants need to install a license which is provided by the acquiring bank.
For those transactions processed by any of these, in the PayDollar Merchant Administration site. The payer authentication (Payer Auth) column in your transaction detail report of the transactions will be shown as "T", which means "True".